Cottage insurance is a property and casualty insurance product that was created to meet the needs of the seasonal or year-round recreational property owner.
Unfortunately, most cottage or cabin owners are under-insured. Their policies often lack necessary coverage for issues like vandalism or roof collapse from snow loads - common occurrences for recreational property owners.
Consulting a licensed insurance professional, like an Insurance Broker or Insurance Agent, that has experience with the needs of cottage and cabin owners, is key. Find one with the Find a GURU tool.